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Special offer

Business needs it? Sorted.

Payment arrow down1.5% cashback
safe 22% overnight deposit
annuity0.15% FX
offer
offer
New

The offer is valid until 31 January 2027

Special offer

1.5% cashback on purchases, 2% annual interest on the account balance and a 0.15% currency exchange margin.

All three benefits are available to new clients.

*Campaign terms apply.

Payment arrow down

Business needs cashback on purchases? Sorted.

Capped at €200 per month, credited to your account within 5 business days.

safe 2

Business needs its money to work overnight? Sorted.

Balances from €10,000 to €1,000,000 earn interest daily.

annuity

Business needs cheaper currency exchange? Sorted.

The same margin applies regardless of the amount.

Offer terms

BenefitTerms
1.5% cashbackWe return 1.5% of your spending with a business card, online and at points of sale. Available to clients on the Scale, Pro and Pro+ plans. Does not apply to cash withdrawals, transfers or other transactions excluded under the campaign terms.
2% annual interestBalances from €10,000 to €1,000,000 earn interest daily without compromising liquidity – your business funds remain available at any time. For new clients who sign an “Overnight deposit” agreement. Interest is paid by the 10th day of the following month.
0.15% marginIt applies to currency exchange in internet banking and the mobile app. For new clients. Does not apply to card payments in a foreign currency.

Who the offer applies to

BenefitNew clientsExisting clients
1.5% card cashbackYesYes
2% annual interestYesNo
0.15% currency exchange marginYesNo

*All benefits apply to clients on the Scale, Pro and Pro+ plans. A new client is a company that has not been a client of the Bank during the preceding 12 months.

Be the first to get SME Bank's special offer

Frequently asked questions

We’re happy to help you choose the right plan. Check out our FAQs for answers to the most common questions.

  • Companies and other business entities on the Scale, Pro or Pro+ plan. Cashback is available to new and existing clients; interest and the 0.15% margin are available to new clients only.

  • A company that was not a client of the Bank at any time in the 12 months before its relationship with the Bank began.

  • Cash withdrawals, transfers, account top-ups, fees and commissions, as well as payments to merchants in certain merchant category codes (e.g. gambling, cryptocurrency, debt collection).

  • No. “Overnight deposit” is not a term deposit; your funds remain available at any time.

  • Daily, on the full end-of-day account balance, provided it is at least €10,000. Where the balance exceeds €1,000,000, interest is calculated on €1,000,000.

  • To currency exchange in internet banking and the mobile app, regardless of the amount. Standard rates apply to card payments in a foreign currency.

  • The Bank debits the cashback paid on that purchase from your account, including after the campaign has ended.