Our story
We are made for SMEs, not adapted for them.
Our story
We are made for SMEs, not adapted for them.
SMEs drive Europe’s economy, but traditional banks too often treat them as secondary.
SME Bank was created to change that with faster financing, simpler daily banking, and a partner who understands the pace of growing businesses.
SME Bank facts and figures
Loan portfolio
€144m 38% Compound Annual Growth Rate (CAGR) (2021–2025)
Deposits
€428m 71% Compound Annual Growth Rate (CAGR) (2021–2025)
Revenue
€17m 42% Compound Annual Growth Rate (CAGR) (2021–2025)
Total capital ratio
19.95% (vs 17.1% requirement)
Net stable funding ratio
224% vs 100% requirement
EU markets
5 markets (licence passportable to 10)









Less Banking








More Business
Oversight and governance.
Supervisory board

Marius Svidinskas
Chairman of the supervisory board
.png%3F2026-07-27T08%253A30%253A50.181Z&w=3840&q=90)
Irmantas Kamienas
Chairman of the supervisory board
.png%3F2026-07-27T08%253A31%253A15.256Z&w=3840&q=90)
Sven Oliver Hein
Chairman of the supervisory board
.png%3F2026-07-27T08%253A31%253A40.969Z&w=3840&q=90)
Jurgita Šaučiūnienė
Chairman of the supervisory board
Executive leadership
Management board

Audrius Milukas
Chairman of the management board

Asta Lygnugarytė
Member of the management board

Thorsten Seeger
Member of the management board

Paulius Žabinskas
Member of the management board
Success stories
We do not build businesses. Our clients do. We stand behind them with the banking and financing support they need to make tough decisions a little easier.
We’ve helped over 300 companies including



