smeBank

General Agreements

Business Account Terms and Conditions (valid from 2026-10-05)

Terms and Conditions of Term Deposit Agreement (valid from 2024-07-04)

Terms and Conditions of Credit Contract (valid from 2023-03-15)

Estonia. General agreements

Estonia – Terms and Conditions of Credit Contract / Krediidilepingute Üldtingimused (valid from / kehtiv alates 2024-02-07)

Estonia – Terms and Conditions of Credit Line Contract / Krediidiliini Lepingu Üldtingimused (valid from / kehtiv alates 2024-02-07)

Estonia – Terms and Conditions of Overdraft Contract / Arvelduskrediidi Lepingu Üldtingimused (valid from / kehtiv alates 2024-02-07)

Finland. General agreements

Finland – Terms and Conditions of Credit Contract / Yleiset Ehdot Luottosopimuksen (valid from / voimassa alkaen 2024-07-31)

Netherlands. General agreements

Netherlands – Terms and Conditions of Credit Contract / Algemene Voorwaarden van de Kredietovereenkomst (valid from / geldig vanaf 2024-02-07)