smeBank

Bridge cash-flow gaps

Credit line

paymnetsup to €3,700,000
Calendar_month12-36 m
Payment arrow downIn 24 h
Credit line

Cover unexpected costs. Keep moving when business cannot pause.

Effective financial management demands flexibility and control. We understand that working capital needs fluctuate daily, which is why we’ve built a solution that seamlessly adapts to your unique business cycle. A credit line is a smart way to manage your company’s liquidity, ensuring you only pay interest on the exact amount you draw down. Secure a reliable financial buffer that you can deploy at any moment, and reuse it instantly as you repay.


Credit Line Terms & Eligibility Criteria

Overview
EligibilityLegal entities registered in Lithuania
PurposeA flexible financing facility for working capital needs, allowing you to draw down and repay funds on demand, while paying interest only on the utilized amount.
Facility LimitFrom €50,000 to €3,700,000
Term / TenorUp to 2 years
Arrangement Fee2% of the facility amount (minimum €1,000)
Interest RateFrom 5% + 12-month EURIBOR

Fill in the application

Complete the application below. It only takes a few minutes to start your financing request.

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