Overdraft
A business overdraft serves as your company financial safety net
Overdraft
A business overdraft serves as your company financial safety net
We value the dynamic nature of your business and understand that the ability to swiftly capitalize on market opportunities often hinges on immediate access to funds.
A business overdraft serves as your financial safety net, ensuring operational freedom even during temporary cash flow fluctuations. It is a flexible solution that empowers you to confidently manage daily operations and seize new business opportunities without hitting pause.
Ovedraft Key benefits
| Overview | |
| Eligibility | Legal entities registered in Lithuania |
|---|---|
| Purpose | Working capital injection, unexpected expenses, and other liquidity needs |
| Financing Limit | From €50,000 to €3,700,000 |
| Term / Tenor | Up to 1 year |
| Arrangement Fee | 2% of the financed amount (minimum €1,000) |
| Interest Rate | From 5% + 12-month EURIBOR |
Trusted by leading businesses
GenomeVioleta Gembickienė, Head of Treasury
"We value our smooth collaboration with SME Bank and their responsible approach to safeguarding client funds."
Guru PayAgnė Kavaliauskaitė Head of Payments, Guru Pay
“In safeguarding processes, clarity, speed and a partner who understands how our sector works are what matter most to us. With SME Bank, we have all of these, which is why we value their team for their quick response, practical approach and smooth day-to-day cooperation.”
Fill in the application
.png&w=3840&q=90)
