smeBank

Make the most of your available funds

Term deposits

paymnetsfrom 1 000 €
Calendar_monthfrom 1 to 36 months
paymnetsCurrency: Euro
term deposit
term deposit

Grow your business's available funds by placing a fixed-term deposit for a chosen period of up to 3 years and earning fixed annual interest

Whether you’re planning for future investments or managing excess cash, your funds can work harder while remaining securely invested.

Account balance

Earn extra returns

by signing a fixed-term deposit agreement.

Id card

Keep your funds safe.

check

Enter the agreement remotely.

Term deposit key benefits

TermAnnual interest rate
1 month1.5%
3 months1.5%
6 months2.0%
9 months2.0%
12 months2.7%
18 months2.5%
24 months2.5%
36 months2.5%

Trusted by leading businesses

genome
genome
GenomeVioleta Gembickienė, Head of Treasury

"We value our smooth collaboration with SME Bank and their responsible approach to safeguarding client funds."

guru pay
guru
Guru PayAgnė Kavaliauskaitė Head of Payments, Guru Pay

“In safeguarding processes, clarity, speed and a partner who understands how our sector works are what matter most to us. With SME Bank, we have all of these, which is why we value their team for their quick response, practical approach and smooth day-to-day cooperation.”

Frequently asked questions

We’re happy to help you choose the right plan. Check out our FAQs for answers to the most common questions.

  • The minimum deposit term is 1 month.

  • The maximum term of the deposit is 36 months.

  • The minimum deposit amount is EUR 1 000.

  • The maximum deposit amount is EUR 1,000,000. You can contact us regarding a larger amount by phone +370 601 88888 or e-mail [email protected].

  • At the end of the term of the deposit agreement, you can enter into a new agreement with the conditions applicable at the time of conclusion of the agreement.

  • The deposit agreement can be terminated by notifying the bank’s employees 14 days prior to the termination term. If you have any questions, you can contact us by phone +370 601 88888 or e-mail [email protected].